{"id":226,"date":"2009-11-07T02:53:00","date_gmt":"2009-11-07T10:53:00","guid":{"rendered":"http:\/\/www.politicsplus.org\/blog\/?p=226"},"modified":"2009-11-07T02:53:00","modified_gmt":"2009-11-07T10:53:00","slug":"those-credit-report-scams","status":"publish","type":"post","link":"https:\/\/www.politicsplus.org\/blog\/2009\/11\/07\/those-credit-report-scams\/","title":{"rendered":"Those Credit Report Scams"},"content":{"rendered":"<p>Every time I turn on the TV it seems that there\u2019s another ad shilling a so-called \u201cfree\u201d credit report offer.&#160; They are just as free as the GOP is compassionate.&#160; However, you can get an annual credit report from all three agencies for free.<\/p>\n<blockquote>\n<p style=\"font-size: 11pt; margin: 0in; font-family: &quot;Lucida Grande&quot;\"><font color=\"#000000\"><a href=\"http:\/\/s217.photobucket.com\/albums\/cc83\/TomCat1948or2\/Blog%202009\/ThoseCreditReportScams_1B15\/internetscams.jpg\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" title=\"internet-scams\" style=\"border-top-width: 0px; display: inline; border-left-width: 0px; border-bottom-width: 0px; margin: 0px 10px 0px 0px; border-right-width: 0px\" height=\"244\" alt=\"internet-scams\" src=\"http:\/\/s217.photobucket.com\/albums\/cc83\/TomCat1948or2\/Blog%202009\/ThoseCreditReportScams_1B15\/internetscams_thumb.jpg\" width=\"244\" align=\"left\" border=\"0\" \/><\/a> Ben Stein was<\/font> <a href=\"http:\/\/crooksandliars.com\/logan-murphy\/new-york-times-give-ben-stein-boot-ci\" target=\"_blank\">axed by the New York Times<\/a> <font color=\"#000000\">last year for ethics violations when he appeared in a commercial for a bait and switch credit report scam. The ad claimed that consumers could get a free credit report, but in reality, they had to pay to see the real numbers. <\/font><\/p>\n<p style=\"font-size: 11pt; margin: 0in; font-family: &quot;Lucida Grande&quot;\"><font color=\"#000000\">Well, the<\/font> <a href=\"http:\/\/www.ftc.gov\/freereports\" target=\"_blank\">FTC is now getting into the act<\/a> <font color=\"#000000\">and going after similar companies with some catchy commercials intended to emulate those of a popular advertising campaign by a similar bait and switch scam:<\/font><\/p>\n<p style=\"font-size: 11pt; margin: 0in 0in 0in 0.375in; font-family: &quot;Lucida Grande&quot;\"><font color=\"#000000\"><strong>AnnualCreditReport.com<\/strong> is the ONLY authorized source to get your free annual credit report under federal law. The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies \u2014 Experian, Equifax, and TransUnion \u2014 every twelve months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, but instead paid hidden fees or agreed to unwanted services. Don\u2019t be fooled by TV ads, email offers, or online search results. Go to the authorized source when you request your free report.<\/font> <a href=\"http:\/\/www.ftc.gov\/freereports\" target=\"_blank\">Read on&#8230;<\/a><\/p>\n<\/blockquote>\n<p>Inserted from &lt;<a href=\"http:\/\/crooksandliars.com\/logan-murphy\/federal-trade-commission-takes-freecr\" target=\"_blank\">Crooks and Liars<\/a>&gt;<\/p>\n<p>It can be very difficult to find the real one lost in the sea of scams, so if you didn\u2019t already know where to go, now you do.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every time I turn on the TV it seems that there\u2019s another ad shilling a so-called \u201cfree\u201d credit report offer.&#160; They are just as free as the GOP is compassionate.&#160; However, you can get an annual credit report from all three agencies for free. Ben Stein was axed by the New York Times last year <a href='https:\/\/www.politicsplus.org\/blog\/2009\/11\/07\/those-credit-report-scams\/' class='excerpt-more'>[&#8230;]<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-226","post","type-post","status-publish","format-standard","hentry","category-uncategorized","category-1-id","post-seq-1","post-parity-odd","meta-position-corners","fix"],"_links":{"self":[{"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/posts\/226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/comments?post=226"}],"version-history":[{"count":0,"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/posts\/226\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/media?parent=226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/categories?post=226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.politicsplus.org\/blog\/wp-json\/wp\/v2\/tags?post=226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}