With all the dishonest Republican propaganda spewing from the pit about how bad, unfair and expensive the new insurance exchanges will be, I decided to do a little poking around at our local exchange to discover if it is as bad as Republicans are claiming.
While opponents of the Affordable Care Act are spending millions on ads misleading Americans about the law, the federal government and some states are crafting innovative campaigns for encouraging the uninsured to enroll in the health care exchanges — new marketplaces that will offer comprehensive health care coverage without discriminating against applicants on the basis of gender or pre-existing condition. Enrollment is scheduled to begin in October.
Oregon, which has long led the nation in health care innovation, is one of 17 states (plus the District of Columbia) that is running its own exchange. Called “Cover Oregon,” the exchange has produced two slick videos that aim to convince young people that maintaing [sic] health insurance coverage and staying healthy is an Oregonian value. Watch one of the ads below and the other one here.
All exchanges face the task of enrolling enough healthy people to balance out the cost of covering sicker individuals — and Oregon is clearly hoping to get ahead of that challenge. The Washington Post’s Sarah Kliff notes that Cover Oregon is “spending $2.9 million on outreach work between now and October, much of which will go toward airing television spots like this one. Of its paid media budget, 45 percent is earmarked for television and cable spots.”
Inserted from <Think Progress>
Here’s the video.
Now, you have to admit, isn’t it nice to see something uplifting for a change?
I ran a couple household examples through the cost calculator at the site. The first is a 62 year old single, earning $25,000 for a household of one adult and no children. That family’s premium is $144/month, and the maximum he or she can spend on health care before 100% coverage kicks in is $3,125 in a year. The second is a 55 year old couple, earning $60,000 for a household of two adults and three children. That family’s premium is $203/month, and the maximum they can spend on health care before 100% coverage kicks in is $4,187 in a year. That’s not that bad!
Of course, Oregon leads the way, but there have to be other states with reasonable exchanges, unless your state is under RepubliCare. If so, you have my condolences, because of what RepubliCare offers.
RepubliCare for Families
RepubliCare for Women